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Posts Tagged ‘microfinance tours’

Today is International Women’s Day and I’m choosing to celebrate the day by honoring the women borrowers of Fundación En Vía, Oaxaca’s successful microfinance organization.  The feminization of poverty continues to be a global issue — “women and girls fare worse than men and boys on a range of factors that may predispose them to poverty, including having their own source of income, ownership and control of assets and decision-making within their households.” — UN Women and the World Bank unveil new data analysis on women and poverty.

Tereza López López and her daughter – Comedor de Tere (diner), San Miguel del Valle.

A few statistics are in order to appreciate the incredible need this program is attempting to meet in Oaxaca.  According to a 2010 report by Coneval on poverty in Mexico, 67.4% of the people of Oaxaca live in moderate or extreme poverty and En Vía reports that 93% of their borrowers do not have a high school diploma.

María Zacarias Hernandez Hernandez – Mandiles (aprons) and bolsas (bags), San Miguel del Valle.

En Vía “works to promote women’s empowerment, the well-being of their families, and the strengthening of their communities by providing participatory programs that encourage the growth of income-generating businesses and personal development.”

Petronila Lopez Garcia – Tapetes (rugs), San Miguel del Valle.

They “do this through the unique combination of educational programs, interest-free micro-loans and responsible tourism.”  A series of eight basic business classes are given before the first loan of 1500 pesos is given.  Borrowers have ten to fifteen weeks to repay the loans.  Currently, En Vía has a 99.8% repayment rate.

Sara Ruiz Lorenzo – Velas (candles), Teotitlán del Valle.

In addition to required attendance at monthly business classes, free optional enrichment courses are offered, including classes in computers, English language, and women’s health.  And, after repaying their loans, borrowers can apply for additional loans to continue growing their businesses.

Ludivina Vasquez Gutierrez – Tapetes (rugs) and bolsas (bags), Teotitlán del Valle.

Where do you and I come in?  En Vía offers a variety of Responsible Tourism experiences — including their twice weekly tours to visit borrowers (often in their homes).  It is incredibly uplifting to hear the women describe their businesses and involvement in the program and especially to see the pride they have in what they have learned and accomplished.  FYI:  76% of En Vía’s revenue comes from their Responsible Tourism fees.  Believe me, it’s well worth it and I guarantee you will come away enriched by the experience.

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Looking back and appreciating life in Oaxaca, 2018.

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January – View through the terrace pistachio tree of full Wolf Moon.

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February – Guest helping to harvest Waje dinner at Rancho 314 urban farm in Santa Cruz Xoxocotlán.

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March – Reyna Mendoza Ruiz demonstrating metate technique at El Sabor Zapoteco cooking class in Teotitlán del Valle.

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April – Pit for cooking agave piñas to make mezcal at the palenque of Faustino Garcia in San Baltazar Chichicapa(m).

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May – Tlacolulokos mural in Tlacolula de Matamoros.

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June – Summer afternoon on the Zócalo in Oaxaca city.

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July – Feria del Barro Rojo in San Marcos Tlapazola.

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August – Fundación En Via microfinance tour to San Miguel del Valle.

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September – Protest by students from the Escuela Normal Bilingüe e Intercultural de Oaxaca.

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October – Celebrating el Señor del Rayo at the Catedral de Nuestra Señora de la Asunción.

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November – At the home/workshop of filigree maestro, José Jorge García García.

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December – Pop-up sale in Oaxaca city by the Las Sanjuaneras weavers from San Juan Colorado.

Feliz año nuevo y muchisimas gracias to all my wonderful blog readers from near and far!  Thank you for reading, for commenting, for sharing, for the opportunity to meet some of you, and for inspiring me to continue.  Onward to 2019!!!

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